Environmental & Restoration
Overview
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Carrier A.M. Best Rating: "A" XV/VIII.
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Program Offered: In all 50 states on a Non-admitted basis.
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Limits of Liability: $6,000,000 each occurrence/$7,000,000 in the aggregate (Primary and Excess).
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Excess Limits: Excess is offered on a supported and unsupported basis, including excess over Auto.
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Minimum Deductible: $1,000 for GL; $2,500 for all other lines.
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Minimum Premium: $2,500.
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Coverages Include:
1. General Liability/Contractors Pollution Liability/Professional Liability/Transportation Pollution Liability package
offering for Environmental Contractors, Consultants, Restoration Contractors, Alternative Energy, and Waste
Haulers.
2. Contractors Pollution Liability for Artisan and Trade Contractors.
3. Transportation Pollution Liability for Trucking & Hauling risks.
4. Site Pollution Liability for Property Owners/Operators/Tenants.
5. Excess Liability offered on a Supported or Unsupported basis, including excess over Auto.
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A few coverage enhancements include: Currently available ISO CGL Endorsements, Per-project Aggregate Endorsement, Employee Benefits Liability, Stop Gap Endorsement (state specific), 30 Day Notice of Cancellation Contractual Liability Railroads, Limited Drone Coverage Endorsement, Care, Custody, and Control Extension Endorsement, Pesticide or Herbicide Applicator Endorsement, Project Specific Excess Limits Endorsement, Mold/NODS, TPL, Additional Defense Limit (CPL and PL), and Completed Operations Extension Endorsement (Project CPL).
Target Classes
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Alternative Energy Contracting and Consulting
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Analytical Laboratories
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Asbestos/Mold/Lead/Radon Consulting and Abatement
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Debris Removal/Construction Site Cleanup/Homeless Encampment Cleanup
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Emergency Response / Spill Cleanup
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Energy Efficiency/Conservation Contracting and Consulting
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Environmental Impact Studies
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Environmental Permitting and Regulatory Compliance
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Environmental Remedial Design & Remedial Contracting
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Environmental Site Assessments, Surveys and Sampling
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Facilities that handle, treat, recycle, or dispose of waste materials
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Fire & Water Damage Restoration
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Hauling and Disposal of oilfield gravel (no Excess Auto)
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Hauling and Disposal of oilfield sand
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Hauling of crude oil & fuel – fleet size capped at 20 heavy or extra heavy vehicles (no Excess Auto)
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Indoor Air Quality Consulting
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Industrial Cleaning
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Industrial Hygiene & Safety Consulting
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Manufacturers of products used in environmental assessment, mitigation, and remediation
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Medical/Infection Waste/Crime Scene/Drug Lab Clean-up
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Regulatory Compliance Training
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Service Station Contracting including Electronic Vehicle (EV) contracting/construction
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Storage Tank Testing, Cleaning, Removal, Design, and Installation
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Waste Facilities Design & Construction (landfills, recycling, wastewater treatment, etc.)
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Waste Hauling and Disposal
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Wetlands Delineation, Wildlife Studies, Ecological Studies and Restoration
Project Specific
Site Specific Pollution
Transportation Pollution
Environmental Contractors and Consultants
Team
Brian Lynch
Melanie Nesterenko
Senior Underwriter
Amanda Amodio
Senior Underwriter
Tom Crowder
Ben Tweedie
Underwriter