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  • Carrier A.M. Best Rating: "A" VIII.

  • Program Offered: In all states on a Non-admitted basis.

  • Limits of Liability: Up to $5,000,000 each occurrence/$5,000,000 in the aggregate (Primary or Excess).

  • Excess Limits: Excess is offered on an unsupported basis. 

  • Minimum Deductible: $2,500.

  • Minimum Premium: $2,500.

  • Policy Form: Mono-line Claims-Made Professional or Combination Professional Liability (CM) / General Liability (CM or Occurrence) structured with Separate Limit Towers or with a combined aggregate.

  • Sexual Misconduct Limit options considered within the PL coverage part.

  • Loading or Unloading coverage provided within the PL coverage part. 

  • Automatic 60-day Extended Reporting Period. 

  • Up to a 3-year Optional Extended Reporting Period.

  • Network Security coverage available via endorsement.

Target Classes

  • Acupuncturists

  • Adult Day Care

  • Analytical Laboratory

  • Blood/Tissue Banks

  • Clinical Trials

  • Counseling Centers

  • Day Spas

  • Dialysis Centers

  • EMT/Ambulance/NEMT

  • Home Health Care Agencies/Hospice

  • Imaging Centers

  • Massage Therapy

  • Medical Consulting

  • Medical Spa

  • Outpatient Clinics

  • Pharmacy

  • Physical Therapy

  • Rehabilitation Facilities

  • Social Services Agency

  • Surgery Center

  • Testing Labs

Supplemental Applications

Sexual Abuse and Misconduct Liability 

Hired & Non - Owned

Outpatient Mental Healthcare Services

Employee Benefits Liability

Allied Healthcare Services

General Liability

Image by Ricardo Gomez Angel

Allied Healthcare E&O/GL


Rob Keyser

Senior Underwriter

Leigh Strain

Senior Underwriter

Bob Schmidt

Senior Underwriter

Brandon Koch

Senior Underwriter

Jeannie Vilary

Please send all submissions and questions to

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