Overview
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Carrier A.M. Best Rating: "A" VIII.
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Program Offered: In all states on a Non-admitted basis.
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Limits of Liability: Up to $5,000,000 each occurrence/$5,000,000 in the aggregate (Primary or Excess).
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Excess Limits: Excess is offered on an unsupported basis.
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Minimum Deductible: $2,500.
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Minimum Premium: $2,500.
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Policy Form: Mono-line Claims-Made Professional or Combination Professional Liability (CM) / General Liability (CM or Occurrence) structured with Separate Limit Towers or with a combined aggregate.
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Sexual Misconduct Limit options considered within the PL coverage part.
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Loading or Unloading coverage provided within the PL coverage part.
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Automatic 60-day Extended Reporting Period.
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Up to a 3-year Optional Extended Reporting Period.
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Network Security coverage available via endorsement.​
Target Classes
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​Acupuncturists
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Adult Day Care
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Analytical Laboratory
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Blood/Tissue Banks
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Clinical Trials
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Counseling Centers
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Day Spas
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Dialysis Centers
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EMT/Ambulance/NEMT
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Home Health Care Agencies/Hospice
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Imaging Centers
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Massage Therapy
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Medical Consulting
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Medical Spa
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Outpatient Clinics
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Pharmacy
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Physical Therapy
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Rehabilitation Facilities
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Social Services Agency
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Surgery Center
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Testing Labs
Supplemental Applications
Sexual Abuse and Misconduct Liability
Hired & Non - Owned
Outpatient Mental Healthcare Services
Employee Benefits Liability
Allied Healthcare Services
General Liability