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Contractors Liability
Overview
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Carrier A.M. Best Rating: "A" X.
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Limit: $1M per Occurrence/$2M Aggregate.
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Minimum Premium: $7,500.
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Minimum Deductible: $2,000.
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Non-Admitted offering in all States except: CA, CO, NY, HI, and AK.
Target Classes
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Commercial and Residential General Contractors Performing New and Repair/Remodel Operations.
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Custom Home Builders.
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Artisan Contractors, Subcontractors, and Trade Contractors.
Coverages
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Blanket Coverages Available: CG 2010, CG2028, CG 2037, CG 2039, Waiver of Subrogation PNC Wording, and Per Project Aggregate $5M Limit.
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Roofing Operations Minimum Premium: $10,000 and can consider risks with incidental Hot Tar/Torch with Proper Certification.
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Specific AI endorsements upon approval.
Ineligible Risks
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Projects involving the naming of a large tract developer or General Contractor for projects involved in the new development of more than 25 condominiums, townhomes, or single-family dwelling units in a single development as an additional insured.
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Project Wrap-up, Owner-Controlled, or Project Specific Policy's.
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Any external work on structures greater than 60 feet.
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Artisan contractors subcontracting more than 50% of operations.
Supplemental Applications
Contractors Liability