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Switching Roofs

Contractors Liability


  • Carrier A.M. Best Rating: "A" X.

  • Limit: $1M per Occurrence/$2M Aggregate.

  • Minimum Premium: $7,500.

  • Minimum Deductible: $2,000.

  • Non-Admitted offering in all States except: CA, CO, NY, HI, and AK.

Target Classes

  • Commercial and Residential General Contractors Performing New and Repair/Remodel Operations.

  • Custom Home Builders.

  • Artisan Contractors, Subcontractors, and Trade Contractors.


  • Blanket Coverages Available: CG 2010, CG2028, CG 2037, CG 2039, Waiver of Subrogation PNC Wording, and Per Project Aggregate $5M Limit.

  • Roofing Operations Minimum Premium: $10,000 and can consider risks with incidental Hot Tar/Torch with Proper Certification.

  • Specific AI endorsements upon approval.

Ineligible Risks

  • Projects involving the naming of a large tract developer or General Contractor for projects involved in the new development of more than 25 condominiums, townhomes, or single-family dwelling units in a single development as an additional insured.

  • Project Wrap-up, Owner-Controlled, or Project Specific Policy's.

  • Any external work on structures greater than 60 feet.

  • Artisan contractors subcontracting more than 50% of operations.

Supplemental Applications

Contractors Liability


Ryan Knutowski

Senior Underwriter

Mack Myrmo

Senior Analyst

Please send all submissions and questions to

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