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Architects & Engineers E&O
Overview
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Carrier A.M. Best Rating: "A" VIII.
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Revenue Size: Firms up to $60,000,000 in professional services revenues.
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Limits Available: $5,000,000 each occurrence/$5,000,000 in the aggregate.
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Primary or Excess Capabilities.
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Minimum Premium: $2,500.
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Minimum Deductible: $2,500.
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All States.
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Policy Form Features:
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Includes Design Professional Liability and Contractors Pollution Liability.
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Provides coverage for Pollution Conditions arising from Professional services and Contracting Services.
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50% mediation credit, up to $25K.
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No mold, asbestos or pollution exclusions.
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Up to a 3-year ERP.
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Worldwide coverage.
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Waiver of Subrogation.
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Additional Insured (where required by contract).
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Softened Hammer Clause.
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Supplementary defendant reimbursement.
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Supplementary disciplinary/administrative proceedings reimbursement.
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Broad definition of Professional Services which includes architecture, engineering, land surveying, landscape architecture, interior design, construction management, environmental consulting, or technology services which includes: software design, development, programing, analysis, training, use, support, management and maintenance.
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Network Security Sub Limit (available via separate endorsement).
Target Classes
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Architects
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Civil Engineer
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Computer Software Design
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Construction Building Inspectors
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Construction Cost Estimators
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Construction Consultants/Managers
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Design-Build
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Electrical Engineers
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Elevator Engineers
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Environmental Consultants
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Fire Protection/Sprinklers (design)
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Forensic Engineering
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Geotech
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HVAC Mechanical Engineering
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Interior Design
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Land Surveying
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Landscape Architect
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Mechanical
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Plan Check Review
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Process Engineering
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Roofing Consultants
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Structural Engineering
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Value Engineering
Architects & Engineers