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Architects & Engineers E&O


  • Carrier A.M. Best Rating: "A" VIII.

  • Revenue Size: Firms up to $60,000,000 in professional services revenues.

  • Limits Available: $5,000,000 each occurrence/$5,000,000 in the aggregate.

  • Primary or Excess Capabilities.

  • Minimum Premium: $2,500.

  • Minimum Deductible: $2,500.

  • All States.

  • Policy Form Features:

  1. Includes Design Professional Liability and Contractors Pollution Liability.

  2. Provides coverage for Pollution Conditions arising from Professional services and Contracting Services.

  3. 50% mediation credit, up to $25K.

  4. No mold, asbestos or pollution exclusions.

  5. Up to a 3-year ERP.

  6. Worldwide coverage.

  7. Waiver of Subrogation.

  8. Additional Insured (where required by contract).

  9. Softened Hammer Clause.

  10. Supplementary defendant reimbursement.

  11. Supplementary disciplinary/administrative proceedings reimbursement.

  12. Broad definition of Professional Services which includes architecture, engineering, land surveying, landscape architecture, interior design, construction management, environmental consulting, or technology services which includes: software design, development, programing, analysis, training, use, support, management and maintenance.

  13. Network Security Sub Limit (available via separate endorsement).

Target Classes

  • Architects

  • Civil Engineer

  • Computer Software Design

  • Construction Building Inspectors

  • Construction Cost Estimators

  • Construction Consultants/Managers

  • Design-Build

  • Electrical Engineers

  • Elevator Engineers

  • Environmental Consultants

  • Fire Protection/Sprinklers (design)

  • Forensic Engineering

  • Geotech

  • HVAC Mechanical Engineering

  • Interior Design

  • Land Surveying

  • Landscape Architect

  • Mechanical

  • Plan Check Review

  • Process Engineering

  • Roofing Consultants

  • Structural Engineering

  • Value Engineering

Supplemental Applications

Architects & Engineers


Rob Keyser

Senior Underwriter

Leigh Strain

Senior Underwriter

Bob Schmidt

Senior Underwriter

Brandon Koch

Senior Underwriter

Jeannie Vilary

Please send all submissions and questions to

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