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Architects & Engineers E&O


  • Carrier A.M. Best Rating: "A" XV.

  • Revenue Size: Firms up to $60,000,000 in professional services revenues.

  • Limits Available: $5,000,000 each occurrence/$5,000,000 in the aggregate.

  • Primary or Excess Capabilities

  • Minimum Premium: $3,500.

  • Minimum Deductible: $2,500.

  • States: All States other than Hawaii.

  • Eligibility: Architects, Civil Engineers, Construction Managers, Electrical Engineers, Environmental Consultants, Forensic Engineers, HVAC/Mechanical, Land surveyors, etc.

  • Policy Form Features:

    1. Includes Design Professional Liability and Contractors Pollution Liability.

    2. Provides coverage for Pollution Conditions arising from Professional services and Contracting Services.

    3. 50% mediation credit, up to $25K.

    4. No mold, asbestos or pollution exclusions.

    5. Up to a 3-year ERP.

    6. Worldwide coverage.

    7. Waiver of Subrogation.

    8. Additional Insured (where required by contract).

    9. Softened Hammer Clause.

    10. Supplementary defendant reimbursement.

    11. Supplementary disciplinary/administrative proceedings reimbursement.

    12. Broad definition of Professional Services which includes architecture, engineering, land surveying, landscape architecture, interior design, construction management, environmental consulting, or technology services which includes: software design, development, programing, analysis, training, use, support, management and maintenance.

    13. Network Security Sub Limit (available via separate endorsement).

Recent Wins

  • Petro Chemical industry risk in NJ specializing in providing reports for turnaround capital construction, operation, and maintenance projects and planning. We provided a $2M limit including blanket contractual, primary wording, and policy territory endorsements as required by contract.

         Premium: $45,000

  • Engineering firm in TX providing design and implementation of integrated baggage handling systems, checked baggage inspection systems, and security screening checkpoint systems. We were able to provide a $5M limit as expiring.

         Premium: $115,000

Supplemental Applications

Architects & Engineers

Our Team

Rob Keyser

Senior Underwriter

Leigh Strain

Senior Underwriter

Bob Schmidt

Senior Underwriter

Jeannie Vilary

Please send all submissions and questions to

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